Cf Industries Holdings, Inc. 401(k) Plan: Login, Facts & Contact Information

Cf Industries Holdings, Inc. 401(k) Plan Facts

Plan name
CF INDUSTRIES HOLDINGS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CF INDUSTRIES HOLDINGS, INC.
Participants
2,756 (2,232 active employees)
Former employees with a balance
518
Plan assets
$695,671,098 at Dec 31, 2024
Average account balance
$251,963 across 2,761 accounts
Employer contributions
$30,252,382 in plan year 2024 (46% of all contributions)
Recordkeeper
Fidelity Inv. Inst. Ops. Co. Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 15, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $66.4 million went into the plan in contributions, $30.3 million of it from the employer (46%).
  • $65.5 million was paid out to participants.
  • Investment and other income added $82.0 million.
  • Administrative expenses were $159,794, about $58 per account.

How the Cf Industries Holdings, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,637$487.2 million$11.5 million$46.2 million
20202,611$543.8 million$12.4 million$49.6 million
20212,638$616.4 million$13.0 million$43.7 million
20222,669$518.5 million$13.4 million$48.9 million
20232,728$612.9 million$27.0 million$54.9 million
20242,756$695.7 million$30.3 million$65.5 million

Cf Industries Holdings, Inc. 401(k) Contact Information

Phone
847-405-2400
Mailing address
2375 WATERVIEW DRIVE, NORTHBROOK IL 60062
Plan sponsor
CF INDUSTRIES HOLDINGS, INC.
Employer identification number (EIN)
20-2697511
Plan number
001

Questions about the Cf Industries Holdings, Inc. 401(k)

Does Cf Industries Holdings, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $30.3 million, 46% of all contributions.

Does the Cf Industries Holdings, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cf Industries Holdings, Inc 401(k) plan?

2,756 participants at the start of plan year 2024, 2,232 of them active employees, and 518 former employees who still had money in the plan.

What is the average 401(k) balance at Cf Industries Holdings, Inc?

About $251,963 per account: $695.7 million in plan assets across 2,761 accounts with a balance at the end of plan year 2024.

Who manages the Cf Industries Holdings, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INV. INST. OPS. CO. LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cf Industries Holdings, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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