Challenge Unlimited, Inc. 401(k) Plan: Login, Facts & Contact Information

Challenge Unlimited, Inc. 401(k) Plan Facts

Plan name
CHALLENGE UNLIMITED 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CHALLENGE UNLIMITED INC.
Participants
642 (607 active employees)
Former employees with a balance
27
Plan assets
$4,869,548 at Dec 31, 2024
Average account balance
$16,341 across 298 accounts
Employer contributions
$278,078 in plan year 2024 (30% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $921,125 went into the plan in contributions, $278,078 of it from the employer (30%).
  • $960,323 was paid out to participants.
  • Investment and other income added $504,462.
  • Administrative expenses were $33,737, about $113 per account.

How the Challenge Unlimited, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019118$4.15 million$105,858$262,377
2020195$4.64 million$115,308$435,504
2021227$5.38 million$129,525$162,697
2022233$4.56 million$140,432$440,689
2023256$4.44 million$142,024$1.23 million
2024642$4.87 million$278,078$960,323

Challenge Unlimited, Inc. 401(k) Contact Information

Phone
618-465-0044
Mailing address
4 EMMIE L. KAUS LANE, ALTON IL 62002
Plan sponsor
CHALLENGE UNLIMITED INC.
Employer identification number (EIN)
37-0805566
Plan number
002

Questions about the Challenge Unlimited, Inc. 401(k)

Does Challenge Unlimited, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $278,078, 30% of all contributions.

Does the Challenge Unlimited, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Challenge Unlimited, Inc 401(k) plan?

642 participants at the start of plan year 2024, 607 of them active employees, and 27 former employees who still had money in the plan.

What is the average 401(k) balance at Challenge Unlimited, Inc?

About $16,341 per account: $4.87 million in plan assets across 298 accounts with a balance at the end of plan year 2024.

Who manages the Challenge Unlimited, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Challenge Unlimited, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 9424 SOUTH 300 WEST, SANDY, UT, 84070
Headquarter: 7510 LANGTRY LANE, HOUSTON, TX, 77040
Headquarter: 280 CONGRESS STREET, BOSTON, MA, 02210
Headquarter: 3540 TORINGDON WAY 8TH FLOOR- BENEFITS DEPARTMENT, CHARLOTTE, NC, 28277
Headquarter: 7601 PENN AVENUE SOUTH, RICHFIELD, MN, 554233645