Charter Construction, Inc. 401(k) Plan: Login, Facts & Contact Information

Charter Construction, Inc. 401(k) Plan Facts

Plan name
CHARTER CONSTRUCTION, INC.
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CHARTER CONSTRUCTION, INC.
Participants
842 (513 active employees)
Former employees with a balance
90
Plan assets
$7,272,532 at Dec 31, 2024
Average account balance
$37,295 across 195 accounts
Employer contributions
$330,350 in plan year 2024 (31% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2017
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.06 million went into the plan in contributions, $330,350 of it from the employer (31%).
  • $382,340 was paid out to participants.
  • Investment and other income added $864,526.
  • Administrative expenses were $80,853, about $415 per account.

How the Charter Construction, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019395$1.84 million$272,218$74,262
2020576$2.89 million$298,836$178,458
2021486$4.11 million$299,459$200,385
2022476$4.04 million$303,336$258,128
2023694$5.81 million$360,484$247,431
2024842$7.27 million$330,350$382,340

Charter Construction, Inc. 401(k) Contact Information

Phone
615-383-8464
Mailing address
4504 KENTUCKY AVENUE, NASHVILLE TN 37209
Plan sponsor
CHARTER CONSTRUCTION, INC.
Employer identification number (EIN)
62-1043941
Plan number
001

Questions about the Charter Construction, Inc. 401(k)

Does Charter Construction, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $330,350, 31% of all contributions.

Does the Charter Construction, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Charter Construction, Inc 401(k) plan?

842 participants at the start of plan year 2024, 513 of them active employees, and 90 former employees who still had money in the plan.

What is the average 401(k) balance at Charter Construction, Inc?

About $37,295 per account: $7.27 million in plan assets across 195 accounts with a balance at the end of plan year 2024.

Who manages the Charter Construction, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Charter Construction, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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