Cherokee Nation Businesses, Llc 401(k) Plan: Login, Facts & Contact Information

Cherokee Nation Businesses, Llc 401(k) Plan Facts

Plan name
CHEROKEE NATION BUSINESSES LLC 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
CHEROKEE NATION BUSINESSES, LLC
Participants
10,299 (8,512 active employees)
Former employees with a balance
2,627
Plan assets
$491,988,349 at Dec 31, 2024
Average account balance
$49,651 across 9,909 accounts
Employer contributions
$28,279,120 in plan year 2024 (36% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $78.1 million went into the plan in contributions, $28.3 million of it from the employer (36%).
  • $47.1 million was paid out to participants.
  • Investment and other income added $60.2 million.
  • Administrative expenses were $332,825, about $34 per account.

How the Cherokee Nation Businesses, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,718$258.1 million$17.3 million$25.2 million
20208,803$299.0 million$19.7 million$53.3 million
20218,562$365.0 million$20.9 million$38.7 million
20228,224$320.9 million$21.6 million$39.2 million
20239,155$401.2 million$25.4 million$49.7 million
202410,299$492.0 million$28.3 million$47.1 million

Cherokee Nation Businesses, Llc 401(k) Contact Information

Phone
918-384-5802
Mailing address
777 WEST CHEROKEE STREET, CATOOSA OK 74015
Plan sponsor
CHEROKEE NATION BUSINESSES, LLC
Employer identification number (EIN)
11-3784371
Plan number
001

Questions about the Cherokee Nation Businesses, Llc 401(k)

Does Cherokee Nation Businesses, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $28.3 million, 36% of all contributions.

Does the Cherokee Nation Businesses, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cherokee Nation Businesses, Llc 401(k) plan?

10,299 participants at the start of plan year 2024, 8,512 of them active employees, and 2,627 former employees who still had money in the plan.

What is the average 401(k) balance at Cherokee Nation Businesses, Llc?

About $49,651 per account: $492.0 million in plan assets across 9,909 accounts with a balance at the end of plan year 2024.

Who manages the Cherokee Nation Businesses, Llc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cherokee Nation Businesses, Llc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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