Chs Inc. 401(k) Plan: Login, Facts & Contact Information

Chs Inc. 401(k) Plan Facts

Plan name
CHS INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CHS, INC.
Participants
13,095 (8,864 active employees)
Former employees with a balance
4,170
Plan assets
$1,783,052,916 at Dec 31, 2024
Average account balance
$134,804 across 13,227 accounts
Employer contributions
$44,804,546 in plan year 2024 (33% of all contributions)
Recordkeeper
Vanguard Group Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 1979
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $137.2 million went into the plan in contributions, $44.8 million of it from the employer (33%).
  • $140.9 million was paid out to participants.
  • Investment and other income added $201.8 million.
  • Administrative expenses were $1.05 million, about $80 per account.

How the Chs Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201911,919$1.29 billion$33.1 million$100.4 million
202012,475$1.47 billion$30.7 million$115.0 million
202112,367$1.63 billion$34.1 million$141.4 million
202212,215$1.35 billion$36.5 million$134.6 million
202312,553$1.59 billion$41.5 million$132.3 million
202413,095$1.78 billion$44.8 million$140.9 million

Chs Inc. 401(k) Contact Information

Phone
651-355-6000
Mailing address
5500 CENEX DR, MS480, INVER GROVE HEIGHTS MN 55077
Plan sponsor
CHS, INC.
Employer identification number (EIN)
41-0251095
Plan number
014

Questions about the Chs Inc. 401(k)

Does Chs Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $44.8 million, 33% of all contributions.

Does the Chs Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Chs Inc 401(k) plan?

13,095 participants at the start of plan year 2024, 8,864 of them active employees, and 4,170 former employees who still had money in the plan.

What is the average 401(k) balance at Chs Inc?

About $134,804 per account: $1.78 billion in plan assets across 13,227 accounts with a balance at the end of plan year 2024.

Who manages the Chs Inc 401(k) accounts?

Vanguard (listed on the filing as VANGUARD GROUP INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Chs Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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