Churchill Downs Incorporated 401(k) Plan: Login, Facts & Contact Information

Churchill Downs Incorporated 401(k) Plan Facts

Plan name
CHURCHILL DOWNS INCORPORATED 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CHURCHILL DOWNS INCORPORATED
Participants
8,531 (9,488 active employees)
Former employees with a balance
694
Plan assets
$209,821,882 at Dec 31, 2024
Average account balance
$56,801 across 3,694 accounts
Employer contributions
$7,048,572 in plan year 2024 (25% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1987
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $28.0 million went into the plan in contributions, $7.05 million of it from the employer (25%).
  • $14.1 million was paid out to participants.
  • Investment and other income added $24.6 million.
  • Administrative expenses were $224,470, about $61 per account.

How the Churchill Downs Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20196,061$124.2 million$4.37 million$7.11 million
20206,572$144.4 million$3.95 million$12.4 million
20216,183$167.2 million$4.36 million$13.6 million
20226,227$138.5 million$4.69 million$16.7 million
20236,351$171.6 million$5.11 million$15.8 million
20248,531$209.8 million$7.05 million$14.1 million

Churchill Downs Incorporated 401(k) Contact Information

Phone
502-638-3887
Mailing address
600 NORTH HURSTBOURNE PKWY. SUITE 400, LOUISVILLE KY 40222
Plan sponsor
CHURCHILL DOWNS INCORPORATED
Employer identification number (EIN)
61-0156015
Plan number
003

Questions about the Churchill Downs Incorporated 401(k)

Does Churchill Downs Incorporated contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $7.05 million, 25% of all contributions.

Does the Churchill Downs Incorporated 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Churchill Downs Incorporated 401(k) plan?

8,531 participants at the start of plan year 2024, 9,488 of them active employees, and 694 former employees who still had money in the plan.

What is the average 401(k) balance at Churchill Downs Incorporated?

About $56,801 per account: $209.8 million in plan assets across 3,694 accounts with a balance at the end of plan year 2024.

Who manages the Churchill Downs Incorporated 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Churchill Downs Incorporated. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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