Cincinnati Financial Corporation 401(k) Plan: Login, Facts & Contact Information

Cincinnati Financial Corporation 401(k) Plan Facts

Plan name
CINCINNATI FINANCIAL CORPORATION TAX-QUALIFIED SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
CINCINNATI FINANCIAL CORPORATION
Participants
6,242 (5,564 active employees)
Former employees with a balance
798
Plan assets
$1,286,419,450 at Dec 31, 2024
Average account balance
$205,040 across 6,274 accounts
Employer contributions
$28,558,484 in plan year 2024 (32% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 20, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $90.2 million went into the plan in contributions, $28.6 million of it from the employer (32%).
  • $70.0 million was paid out to participants.
  • Investment and other income added $174.4 million.
  • Administrative expenses were $634,301, about $101 per account.

How the Cincinnati Financial Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,669$746.0 million$18.4 million$28.2 million
20205,805$898.8 million$21.8 million$33.0 million
20215,872$1.07 billion$21.8 million$48.8 million
20225,895$892.6 million$24.2 million$53.0 million
20236,035$1.09 billion$26.3 million$52.0 million
20246,242$1.29 billion$28.6 million$70.0 million

Cincinnati Financial Corporation 401(k) Contact Information

Phone
513-870-2197
Mailing address
6200 S. GILMORE RD, FAIRFIELD OH 45014
Plan sponsor
CINCINNATI FINANCIAL CORPORATION
Plan administrator
CFC EMPLOYEE BENEFITS COMMITTEE
Employer identification number (EIN)
31-0746871
Plan number
002

Questions about the Cincinnati Financial Corporation 401(k)

Does Cincinnati Financial Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $28.6 million, 32% of all contributions.

Does the Cincinnati Financial Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cincinnati Financial Corporation 401(k) plan?

6,242 participants at the start of plan year 2024, 5,564 of them active employees, and 798 former employees who still had money in the plan.

What is the average 401(k) balance at Cincinnati Financial Corporation?

About $205,040 per account: $1.29 billion in plan assets across 6,274 accounts with a balance at the end of plan year 2024.

Who manages the Cincinnati Financial Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cincinnati Financial Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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