Circle Internet Financial Inc 401(k) Plan: Login, Facts & Contact Information

Circle Internet Financial Inc 401(k) Plan Facts

Plan name
CIRCLE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CIRCLE INTERNET FINANCIAL, LLC
Participants
835 (674 active employees)
Former employees with a balance
274
Plan assets
$71,319,247 at Dec 31, 2024
Average account balance
$76,033 across 938 accounts
Employer contributions
$5,741,191 in plan year 2024 (27% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 2014
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $21.2 million went into the plan in contributions, $5.74 million of it from the employer (27%).
  • $5.96 million was paid out to participants.
  • Investment and other income added $8.63 million.
  • Administrative expenses were $23,960, about $26 per account.

How the Circle Internet Financial Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019242$6.75 million$473,676$1.06 million
2020225$7.17 million$-16,922$1.63 million
2021206$13.4 million$856,553$1.04 million
2022445$24.7 million$3.79 million$1.16 million
2023803$47.4 million$5.43 million$2.80 million
2024835$71.3 million$5.74 million$5.96 million

Circle Internet Financial Inc 401(k) Contact Information

Phone
617-817-1705
Mailing address
99 HIGH STREET SUITE 1701, BOSTON MA 02110
Plan sponsor
CIRCLE INTERNET FINANCIAL, LLC
Employer identification number (EIN)
46-3394676
Plan number
001

Questions about the Circle Internet Financial Inc 401(k)

Does Circle Internet Financial Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.74 million, 27% of all contributions.

Does the Circle Internet Financial Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Circle Internet Financial Inc 401(k) plan?

835 participants at the start of plan year 2024, 674 of them active employees, and 274 former employees who still had money in the plan.

What is the average 401(k) balance at Circle Internet Financial Inc?

About $76,033 per account: $71.3 million in plan assets across 938 accounts with a balance at the end of plan year 2024.

Who manages the Circle Internet Financial Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Circle Internet Financial Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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