Citizen Advocates, Inc. North Star Industries 401(k) Plan: Login, Facts & Contact Information

Citizen Advocates, Inc. North Star Industries 401(k) Plan Facts

Plan name
CITIZEN ADVOCATES, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CITIZEN ADVOCATES, INC.
Participants
883 (633 active employees)
Former employees with a balance
2
Plan assets
$32,694,378 at Dec 31, 2024
Average account balance
$63,856 across 512 accounts
Employer contributions
$955,915 in plan year 2024 (16% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.07 million went into the plan in contributions, $955,915 of it from the employer (16%).
  • $2.23 million was paid out to participants.
  • Investment and other income added $20,362.
  • Administrative expenses were $3,661, about $7 per account.

How the Citizen Advocates, Inc. North Star Industries 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019829$21.5 million$649,351$1.73 million
2020845$25.9 million$682,916$1.37 million
2021867$28.5 million$805,393$2.03 million
2022852$24.5 million$948,861$886,217
2023912$28.9 million$944,214$1.84 million
2024883$32.7 million$955,915$2.23 million

Citizen Advocates, Inc. North Star Industries 401(k) Contact Information

Phone
518-483-1251
Mailing address
324 CREIGHTON ROAD P.O. BOX 608, MALONE NY 12953
Plan sponsor
CITIZEN ADVOCATES, INC.
Employer identification number (EIN)
14-1577715
Plan number
002

Questions about the Citizen Advocates, Inc. North Star Industries 401(k)

Does Citizen Advocates, Inc. North Star Industries contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $955,915, 16% of all contributions.

Does the Citizen Advocates, Inc. North Star Industries 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Citizen Advocates, Inc. North Star Industries 401(k) plan?

883 participants at the start of plan year 2024, 633 of them active employees, and 2 former employees who still had money in the plan.

What is the average 401(k) balance at Citizen Advocates, Inc. North Star Industries?

About $63,856 per account: $32.7 million in plan assets across 512 accounts with a balance at the end of plan year 2024.

Who manages the Citizen Advocates, Inc. North Star Industries 401(k) accounts?

Nationwide is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Citizen Advocates, Inc. North Star Industries. How do I access my 401(k)?

Your account stays with Nationwide after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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