Clearwater Paper Corporation 401(k) Plan: Login, Facts & Contact Information

Clearwater Paper Corporation 401(k) Plan Facts

Plan name
CLEARWATER PAPER REPRESENTED 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CLEARWATER PAPER CORPORATION
Participants
1,608 (1,447 active employees)
Former employees with a balance
389
Plan assets
$226,041,377 at Dec 31, 2024
Average account balance
$128,506 across 1,759 accounts
Employer contributions
$5,764,999 in plan year 2024 (14% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1987
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $42.5 million went into the plan in contributions, $5.76 million of it from the employer (14%).
  • $77.1 million was paid out to participants.
  • Investment and other income added $31.6 million.
  • Administrative expenses were $230,648, about $131 per account.

How the Clearwater Paper Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,711$245.8 million$5.58 million$24.0 million
20201,721$284.7 million$6.46 million$31.2 million
20211,755$264.8 million$5.40 million$61.5 million
20221,651$206.4 million$4.71 million$28.1 million
20231,635$231.5 million$4.59 million$23.0 million
20241,608$226.0 million$5.76 million$77.1 million

Clearwater Paper Corporation 401(k) Contact Information

Phone
509-344-5900
Mailing address
601 WEST RIVERSIDE, SUITE 1100, SPOKANE WA 99201
Plan sponsor
CLEARWATER PAPER CORPORATION
Plan administrator
CLEARWATER PAPER BENEFITS COMMITEE
Employer identification number (EIN)
20-3594554
Plan number
039

Questions about the Clearwater Paper Corporation 401(k)

Does Clearwater Paper Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.76 million, 14% of all contributions.

Does the Clearwater Paper Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Clearwater Paper Corporation 401(k) plan?

1,608 participants at the start of plan year 2024, 1,447 of them active employees, and 389 former employees who still had money in the plan.

What is the average 401(k) balance at Clearwater Paper Corporation?

About $128,506 per account: $226.0 million in plan assets across 1,759 accounts with a balance at the end of plan year 2024.

Who manages the Clearwater Paper Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Clearwater Paper Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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