Cleveland-cliffs Inc. 401(k) Plan: Login, Facts & Contact Information

Cleveland-cliffs Inc. 401(k) Plan Facts

Plan name
CLEVELAND-CLIFFS INC. & ITS ASSOCIATED EMPLOYERS SALARIED EMPLOYEES SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CLEVELAND-CLIFFS INC.
Participants
1,178 (774 active employees)
Former employees with a balance
373
Plan assets
$241,301,834 at Dec 31, 2024
Average account balance
$214,491 across 1,125 accounts
Employer contributions
$2,996,768 in plan year 2024 (24% of all contributions)
Recordkeeper
Fidelity Inv Inst Operations Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 1, 1968
✓ Employer contributions✓ Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $12.5 million went into the plan in contributions, $3.00 million of it from the employer (24%).
  • $22.0 million was paid out to participants.
  • Investment and other income added $35.4 million.
  • Administrative expenses were $76,417, about $68 per account.

How the Cleveland-cliffs Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,141$183.2 million$2.13 million$13.9 million
20201,057$213.4 million$2.06 million$14.7 million
20211,076$236.1 million$2.18 million$18.3 million
20221,109$182.2 million$2.54 million$17.6 million
20231,107$255.2 million$3.27 million$18.5 million
20241,178$241.3 million$3.00 million$22.0 million

Cleveland-cliffs Inc. 401(k) Contact Information

Phone
216-694-5505
Mailing address
200 PUBLIC SQUARE SUITE 3300, CLEVELAND OH 441142315
Plan sponsor
CLEVELAND-CLIFFS INC.
Plan administrator
EMPLOYEE BENEFITS ADMIN DEPT.
Employer identification number (EIN)
34-1464672
Plan number
010

Questions about the Cleveland-cliffs Inc. 401(k)

Does Cleveland-cliffs Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.00 million, 24% of all contributions.

Does the Cleveland-cliffs Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cleveland-cliffs Inc 401(k) plan?

1,178 participants at the start of plan year 2024, 774 of them active employees, and 373 former employees who still had money in the plan.

What is the average 401(k) balance at Cleveland-cliffs Inc?

About $214,491 per account: $241.3 million in plan assets across 1,125 accounts with a balance at the end of plan year 2024.

Who manages the Cleveland-cliffs Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INV INST OPERATIONS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cleveland-cliffs Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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