Cogent, Inc. 401(k) Plan: Login, Facts & Contact Information

Cogent, Inc. 401(k) Plan Facts

Plan name
COGENT, INC. PROFIT SHARING 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COGENT, INC.
Participants
302 (279 active employees)
Former employees with a balance
70
Plan assets
$34,359,074 at Dec 31, 2024
Average account balance
$103,180 across 333 accounts
Employer contributions
$581,695 in plan year 2024 (17% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 1, 1995
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.46 million went into the plan in contributions, $581,695 of it from the employer (17%).
  • $2.30 million was paid out to participants.
  • Investment and other income added $3.89 million.
  • Administrative expenses were $81,224, about $244 per account.

How the Cogent, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019247$21.1 million$378,338$1.28 million
2020248$23.8 million$162,920$2.23 million
2021246$27.9 million$352,444$1.46 million
2022273$23.4 million$419,630$2.36 million
2023270$29.4 million$548,782$1.29 million
2024302$34.4 million$581,695$2.30 million

Cogent, Inc. 401(k) Contact Information

Phone
816-221-0650
Mailing address
4525 NW 41ST STREET SUITE 400, RIVERSIDE MO 64150
Plan sponsor
COGENT, INC.
Employer identification number (EIN)
44-0582909
Plan number
003

Questions about the Cogent, Inc. 401(k)

Does Cogent, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $581,695, 17% of all contributions.

Does the Cogent, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cogent, Inc 401(k) plan?

302 participants at the start of plan year 2024, 279 of them active employees, and 70 former employees who still had money in the plan.

What is the average 401(k) balance at Cogent, Inc?

About $103,180 per account: $34.4 million in plan assets across 333 accounts with a balance at the end of plan year 2024.

Who manages the Cogent, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cogent, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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