Combined Management, Inc. 401(k) Plan: Login, Facts & Contact Information

Combined Management, Inc. 401(k) Plan Facts

Plan name
COMBINED MANAGEMENT, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COMBINED MANAGEMENT, INC.
Participants
428 (375 active employees)
Former employees with a balance
79
Plan assets
$7,654,895 at Dec 31, 2024
Average account balance
$32,713 across 234 accounts
Employer contributions
$232,689 in plan year 2024 (22% of all contributions)
Recordkeeper
John Hancock Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.04 million went into the plan in contributions, $232,689 of it from the employer (22%).
  • $1.39 million was paid out to participants.
  • Investment and other income added $851,269.
  • Administrative expenses were $74,851, about $320 per account.

How the Combined Management, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019339$4.86 million$180,588$291,107
2020369$6.19 million$215,374$680,366
2021403$6.47 million$235,526$1.23 million
2022395$5.71 million$262,081$448,087
2023392$7.22 million$271,463$635,289
2024428$7.65 million$232,689$1.39 million

Combined Management, Inc. 401(k) Contact Information

Phone
207-782-8246
Mailing address
520 MAIN STREET, LEWISTON ME 04240
Plan sponsor
COMBINED MANAGEMENT, INC.
Employer identification number (EIN)
01-0469265
Plan number
001

Questions about the Combined Management, Inc. 401(k)

Does Combined Management, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $232,689, 22% of all contributions.

Does the Combined Management, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Combined Management, Inc 401(k) plan?

428 participants at the start of plan year 2024, 375 of them active employees, and 79 former employees who still had money in the plan.

What is the average 401(k) balance at Combined Management, Inc?

About $32,713 per account: $7.65 million in plan assets across 234 accounts with a balance at the end of plan year 2024.

Who manages the Combined Management, Inc 401(k) accounts?

John Hancock (listed on the filing as JOHN HANCOCK LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Combined Management, Inc. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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