Community Trust Bancorp, Inc. 401(k) Plan: Login, Facts & Contact Information

Community Trust Bancorp, Inc. 401(k) Plan Facts

Plan name
COMMUNITY TRUST BANCORP INC SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COMMUNITY TRUST BANCORP INC
Participants
1,028 (937 active employees)
Former employees with a balance
129
Plan assets
$84,372,079 at Dec 31, 2024
Average account balance
$97,653 across 864 accounts
Employer contributions
$1,324,031 in plan year 2024 (28% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1987
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.67 million went into the plan in contributions, $1.32 million of it from the employer (28%).
  • $11.3 million was paid out to participants.
  • Investment and other income added $13.4 million.

How the Community Trust Bancorp, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019877$70.9 million$1.09 million$4.98 million
20201,003$74.9 million$1.22 million$4.20 million
20211,014$84.8 million$1.23 million$7.87 million
20221,030$68.6 million$1.21 million$12.1 million
2023953$77.6 million$1.29 million$5.27 million
20241,028$84.4 million$1.32 million$11.3 million

Community Trust Bancorp, Inc. 401(k) Contact Information

Phone
606-433-4640
Mailing address
PO BOX 2947, PIKEVILLE KY 415012947
Plan sponsor
COMMUNITY TRUST BANCORP INC
Employer identification number (EIN)
61-0979818
Plan number
006

Questions about the Community Trust Bancorp, Inc. 401(k)

Does Community Trust Bancorp, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.32 million, 28% of all contributions.

Does the Community Trust Bancorp, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Community Trust Bancorp, Inc 401(k) plan?

1,028 participants at the start of plan year 2024, 937 of them active employees, and 129 former employees who still had money in the plan.

What is the average 401(k) balance at Community Trust Bancorp, Inc?

About $97,653 per account: $84.4 million in plan assets across 864 accounts with a balance at the end of plan year 2024.

Who manages the Community Trust Bancorp, Inc 401(k) accounts?

BEAR STEARNS SECURITIES CORP. is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Community Trust Bancorp, Inc. How do I access my 401(k)?

Your account stays with BEAR STEARNS SECURITIES CORP. after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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