Consumer Directed Choices, Inc. 401(k) Plan: Login, Facts & Contact Information

Consumer Directed Choices, Inc. 401(k) Plan Facts

Plan name
CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CONSUMER DIRECTED CHOICES, INC.
Participants
2,649 (3,198 active employees)
Former employees with a balance
39
Plan assets
$5,347,798 at Dec 31, 2024
Average account balance
$23,151 across 231 accounts
Employer contributions
$258,115 in plan year 2024 (34% of all contributions)
Recordkeeper
Newport Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 2009
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $749,989 went into the plan in contributions, $258,115 of it from the employer (34%).
  • $502,152 was paid out to participants.
  • Investment and other income added $593,784.
  • Administrative expenses were $17,949, about $78 per account.

How the Consumer Directed Choices, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,540$2.62 million$156,951$34,459
20201,689$3.39 million$176,188$86,402
20211,627$4.23 million$203,130$165,427
20221,761$3.91 million$187,558$107,922
20232,259$4.53 million$224,812$590,489
20242,649$5.35 million$258,115$502,152

Consumer Directed Choices, Inc. 401(k) Contact Information

Phone
518-464-0810
Mailing address
7 WASHINGTON SQUARE, ALBANY NY 12205
Plan sponsor
CONSUMER DIRECTED CHOICES, INC.
Employer identification number (EIN)
16-1516618
Plan number
002

Questions about the Consumer Directed Choices, Inc. 401(k)

Does Consumer Directed Choices, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $258,115, 34% of all contributions.

Does the Consumer Directed Choices, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Consumer Directed Choices, Inc 401(k) plan?

2,649 participants at the start of plan year 2024, 3,198 of them active employees, and 39 former employees who still had money in the plan.

What is the average 401(k) balance at Consumer Directed Choices, Inc?

About $23,151 per account: $5.35 million in plan assets across 231 accounts with a balance at the end of plan year 2024.

Who manages the Consumer Directed Choices, Inc 401(k) accounts?

Newport (an Ascensus company) (listed on the filing as NEWPORT GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Consumer Directed Choices, Inc. How do I access my 401(k)?

Your account stays with Newport (an Ascensus company) after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 9363 E BAHIA DRIVE, SCOTTSDALE, AZ, 852601559
Headquarter: 100 CONSUMER DIRECT WAY SUITE 428, MISSOULA, MT, 59808
Headquarter: 131 DARTMOUTH STREET, BOSTON, MA, 02116
Headquarter: 550 BOWIE STREET, AUSTIN, TX, 787034644
Headquarter: 220 OCCIDENTAL AVE S, SEATTLE, WA, 98104