Consumer Portfolio Services 401(k) Plan: Login, Facts & Contact Information

Consumer Portfolio Services 401(k) Plan Facts

Plan name
CONSUMER PORTFOLIO SERVICES, INC. 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
CONSUMER PORTFOLIO SERVICES, INC.
Participants
751 (772 active employees)
Former employees with a balance
186
Plan assets
$49,013,806 at Dec 31, 2022
Average account balance
$51,539 across 951 accounts
Employer contributions
$1,292,399 in plan year 2022 (27% of all contributions)
Recordkeeper
Massachusetts Mutual Life Insurance
Plan year
Jan 1, 2022 – Dec 31, 2022
Plan established
Jan 1, 1994
✓ Employer contributions✓ Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2022 (Jan 1, 2022 – Dec 31, 2022), filed Jul 28, 2023. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2022

  • $4.73 million went into the plan in contributions, $1.29 million of it from the employer (27%).
  • $3.14 million was paid out to participants.
  • Administrative expenses were $228,171, about $240 per account.

How the Consumer Portfolio Services 401(k) changed, 2017–2022

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20171,073$29.9 million$1.24 million$2.18 million
20181,125$30.2 million$1.45 million$1.88 million
20191,154$39.0 million$1.56 million$1.88 million
20201,157$44.0 million$1.45 million$5.42 million
2021997$56.9 million$1.24 million$3.22 million
2022751$49.0 million$1.29 million$3.14 million

Consumer Portfolio Services 401(k) Contact Information

Phone
949-753-6815
Mailing address
19500 JAMBOREE ROAD, 6TH FLOOR, IRVINE CA 92612
Plan sponsor
CONSUMER PORTFOLIO SERVICES, INC.
Employer identification number (EIN)
32-0021607
Plan number
001

Questions about the Consumer Portfolio Services 401(k)

Does Consumer Portfolio Services contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2022 the employer contributed $1.29 million, 27% of all contributions.

Does the Consumer Portfolio Services 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Consumer Portfolio Services 401(k) plan?

751 participants at the start of plan year 2022, 772 of them active employees, and 186 former employees who still had money in the plan.

What is the average 401(k) balance at Consumer Portfolio Services?

About $51,539 per account: $49.0 million in plan assets across 951 accounts with a balance at the end of plan year 2022.

Who manages the Consumer Portfolio Services 401(k) accounts?

Empower (listed on the filing as MASSACHUSETTS MUTUAL LIFE INSURANCE) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Consumer Portfolio Services. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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