Continental Cafe, Inc. D/b/a Continental Services 401(k) Plan: Login, Facts & Contact Information

Continental Cafe, Inc. D/b/a Continental Services 401(k) Plan Facts

Plan name
CONTINENTAL SERVICES 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CONTINENTAL CAFE, INC. D/B/A CONTINENTAL SERVICES
Participants
1,784 (2,727 active employees)
Former employees with a balance
74
Plan assets
$28,122,260 at Dec 31, 2024
Average account balance
$48,155 across 584 accounts
Employer contributions
$689,385 in plan year 2024 (18% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.84 million went into the plan in contributions, $689,385 of it from the employer (18%).
  • $1.82 million was paid out to participants.
  • Investment and other income added $2.96 million.
  • Administrative expenses were $22,096, about $38 per account.

How the Continental Cafe, Inc. D/b/a Continental Services 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,180$14.5 million$335,206$573,984
20201,353$16.4 million$261,796$1.56 million
2021669$18.5 million$305,026$1.99 million
2022994$16.4 million$489,800$1.61 million
20231,368$23.2 million$655,134$2.41 million
20241,784$28.1 million$689,385$1.82 million

Continental Cafe, Inc. D/b/a Continental Services 401(k) Contact Information

Phone
586-276-9955
Mailing address
35710 MOUND ROAD, STERLING HEIGHTS MI 48310
Plan sponsor
CONTINENTAL CAFE, INC. D/B/A CONTINENTAL SERVICES
Employer identification number (EIN)
38-2872918
Plan number
001

Questions about the Continental Cafe, Inc. D/b/a Continental Services 401(k)

Does Continental Cafe, Inc. D/b/a Continental Services contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $689,385, 18% of all contributions.

Does the Continental Cafe, Inc. D/b/a Continental Services 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Continental Cafe, Inc. D/b/a Continental Services 401(k) plan?

1,784 participants at the start of plan year 2024, 2,727 of them active employees, and 74 former employees who still had money in the plan.

What is the average 401(k) balance at Continental Cafe, Inc. D/b/a Continental Services?

About $48,155 per account: $28.1 million in plan assets across 584 accounts with a balance at the end of plan year 2024.

Who manages the Continental Cafe, Inc. D/b/a Continental Services 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Continental Cafe, Inc. D/b/a Continental Services. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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