Cooperative Banks Employees Retirement Association 401(k) Plan: Login, Facts & Contact Information

Cooperative Banks Employees Retirement Association 401(k) Plan Facts

Plan name
CBERA PLAN A
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COOPERATIVE BANKS EMPLOYEES RETIREMENT ASSOCIATION
Participants
5,080 (2,856 active employees)
Former employees with a balance
1,785
Plan assets
$813,534,472 at Dec 31, 2024
Average account balance
$165,185 across 4,925 accounts
Employer contributions
$14,815,944 in plan year 2024 (30% of all contributions)
Recordkeeper
T Rowe Price Rps Inc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 16, 1946
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $49.5 million went into the plan in contributions, $14.8 million of it from the employer (30%).
  • $52.2 million was paid out to participants.
  • Investment and other income added $101.7 million.
  • Administrative expenses were $1.62 million, about $330 per account.

How the Cooperative Banks Employees Retirement Association 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20194,881$618.9 million$13.3 million$40.5 million
20204,997$701.5 million$14.7 million$36.7 million
20215,054$773.3 million$14.6 million$51.0 million
20225,084$657.5 million$15.6 million$46.8 million
20235,345$725.5 million$15.6 million$53.2 million
20245,080$813.5 million$14.8 million$52.2 million

Cooperative Banks Employees Retirement Association 401(k) Contact Information

Phone
781-551-8500
Mailing address
100 RIVER RIDGE DRIVE, STE 102, NORWOOD MA 02062
Plan sponsor
COOPERATIVE BANKS EMPLOYEES RETIREMENT ASSOCIATION
Employer identification number (EIN)
04-6035593
Plan number
333

Questions about the Cooperative Banks Employees Retirement Association 401(k)

Does Cooperative Banks Employees Retirement Association contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $14.8 million, 30% of all contributions.

Does the Cooperative Banks Employees Retirement Association 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cooperative Banks Employees Retirement Association 401(k) plan?

5,080 participants at the start of plan year 2024, 2,856 of them active employees, and 1,785 former employees who still had money in the plan.

What is the average 401(k) balance at Cooperative Banks Employees Retirement Association?

About $165,185 per account: $813.5 million in plan assets across 4,925 accounts with a balance at the end of plan year 2024.

Who manages the Cooperative Banks Employees Retirement Association 401(k) accounts?

T. Rowe Price (listed on the filing as T ROWE PRICE RPS INC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cooperative Banks Employees Retirement Association. How do I access my 401(k)?

Your account stays with T. Rowe Price after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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