Cornerstone Home Lending, Inc. 401(k) Plan: Login, Facts & Contact Information

Cornerstone Home Lending, Inc. 401(k) Plan Facts

Plan name
CORNERSTONE CAPITAL BANK, SSB 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CORNERSTONE CAPITAL BANK
Participants
1,753 (1,434 active employees)
Former employees with a balance
318
Plan assets
$136,200,838 at Dec 31, 2024
Average account balance
$106,908 across 1,274 accounts
Employer contributions
$1,669,137 in plan year 2024 (16% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2007
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Dec 19, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $10.6 million went into the plan in contributions, $1.67 million of it from the employer (16%).
  • $14.4 million was paid out to participants.
  • Investment and other income added $16.4 million.
  • Administrative expenses were $246,577, about $194 per account.

How the Cornerstone Home Lending, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,811$77.8 million$917,994$6.66 million
20201,677$95.7 million$1.25 million$5.46 million
20211,844$125.1 million$1.60 million$5.20 million
20222,059$110.5 million$2.75 million$9.64 million
20232,047$123.9 million$2.21 million$17.5 million
20241,753$136.2 million$1.67 million$14.4 million

Cornerstone Home Lending, Inc. 401(k) Contact Information

Phone
713-353-7551
Mailing address
1177 WEST LOOP SOUTH # 200, HOUSTON TX 77027
Plan sponsor
CORNERSTONE CAPITAL BANK
Employer identification number (EIN)
76-0236067
Plan number
001

Questions about the Cornerstone Home Lending, Inc. 401(k)

Does Cornerstone Home Lending, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.67 million, 16% of all contributions.

Does the Cornerstone Home Lending, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cornerstone Home Lending, Inc 401(k) plan?

1,753 participants at the start of plan year 2024, 1,434 of them active employees, and 318 former employees who still had money in the plan.

What is the average 401(k) balance at Cornerstone Home Lending, Inc?

About $106,908 per account: $136.2 million in plan assets across 1,274 accounts with a balance at the end of plan year 2024.

Who manages the Cornerstone Home Lending, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cornerstone Home Lending, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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