Cortland County Community Action Program Inc. 401(k) Plan: Login, Facts & Contact Information

Cortland County Community Action Program Inc. 401(k) Plan Facts

Plan name
401K PROFIT SHARING PLAN FOR EMPLOYEES OF CORTLAND COUNTY COMMUNITY ACTION PROGRAM, INC.
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CORTLAND COUNTY COMMUNITY ACTION PROGRAM, INC.
Participants
609 (350 active employees)
Former employees with a balance
151
Plan assets
$3,260,281 at Dec 31, 2024
Average account balance
$5,781 across 564 accounts
Employer contributions
$124,202 in plan year 2024 (40% of all contributions)
Recordkeeper
Mutual Of America Investment Corp
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 2007
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $313,950 went into the plan in contributions, $124,202 of it from the employer (40%).
  • $111,346 was paid out to participants.
  • Investment and other income added $340,306.
  • Administrative expenses were $4,416, about $8 per account.

How the Cortland County Community Action Program Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019437$1.96 million$87,285$75,192
2020531$2.14 million$99,600$280,994
2021633$2.61 million$107,353$160,011
2022559$2.41 million$100,866$105,719
2023599$2.72 million$114,966$493,558
2024609$3.26 million$124,202$111,346

Cortland County Community Action Program Inc. 401(k) Contact Information

Phone
607-753-6781
Mailing address
32 N. MAIN ST., CORTLAND NY 130452122
Plan sponsor
CORTLAND COUNTY COMMUNITY ACTION PROGRAM, INC.
Employer identification number (EIN)
16-1004653
Plan number
001

Questions about the Cortland County Community Action Program Inc. 401(k)

Does Cortland County Community Action Program Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $124,202, 40% of all contributions.

Does the Cortland County Community Action Program Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cortland County Community Action Program Inc 401(k) plan?

609 participants at the start of plan year 2024, 350 of them active employees, and 151 former employees who still had money in the plan.

What is the average 401(k) balance at Cortland County Community Action Program Inc?

About $5,781 per account: $3.26 million in plan assets across 564 accounts with a balance at the end of plan year 2024.

Who manages the Cortland County Community Action Program Inc 401(k) accounts?

Mutual of America (listed on the filing as MUTUAL OF AMERICA INVESTMENT CORP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cortland County Community Action Program Inc. How do I access my 401(k)?

Your account stays with Mutual of America after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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