Costco Wholesale Corporation 401(k) Plan: Login, Facts & Contact Information

Costco Wholesale Corporation 401(k) Plan Facts

Plan name
COSTCO 401K RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
COSTCO WHOLESALE CORPORATION
Participants
255,370 (212,976 active employees)
Former employees with a balance
37,493
Plan assets
$41,017,392,708 at Dec 31, 2024
Average account balance
$160,816 across 255,058 accounts
Employer contributions
$680,725,254 in plan year 2024 (37% of all contributions)
Recordkeeper
T Rowe Price Rps Inc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.83 billion went into the plan in contributions, $680.7 million of it from the employer (37%).
  • $3.00 billion was paid out to participants.
  • Investment and other income added $8.82 billion.
  • Administrative expenses were $5.97 million, about $23 per account.

How the Costco Wholesale Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019184,587$20.5 billion$442.1 million$785.6 million
2020184,379$24.2 billion$489.5 million$2.24 billion
2021214,052$31.4 billion$518.7 million$1.29 billion
2022220,751$25.9 billion$579.0 million$1.57 billion
2023237,896$33.4 billion$644.9 million$1.78 billion
2024255,370$41.0 billion$680.7 million$3.00 billion

Costco Wholesale Corporation 401(k) Contact Information

Phone
425-313-8100
Mailing address
999 LAKE DRIVE, ISSAQUAH WA 98027
Plan sponsor
COSTCO WHOLESALE CORPORATION
Employer identification number (EIN)
91-1223280
Plan number
002

Questions about the Costco Wholesale Corporation 401(k)

Does Costco Wholesale Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $680.7 million, 37% of all contributions.

Does the Costco Wholesale Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Costco Wholesale Corporation 401(k) plan?

255,370 participants at the start of plan year 2024, 212,976 of them active employees, and 37,493 former employees who still had money in the plan.

What is the average 401(k) balance at Costco Wholesale Corporation?

About $160,816 per account: $41.0 billion in plan assets across 255,058 accounts with a balance at the end of plan year 2024.

Who manages the Costco Wholesale Corporation 401(k) accounts?

T. Rowe Price (listed on the filing as T ROWE PRICE RPS INC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Costco Wholesale Corporation. How do I access my 401(k)?

Your account stays with T. Rowe Price after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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