Cowles Company 401(k) Plan: Login, Facts & Contact Information

Cowles Company 401(k) Plan Facts

Plan name
COWLES COMPANY 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COWLES COMPANY
Participants
1,005 (652 active employees)
Former employees with a balance
264
Plan assets
$76,608,327 at Dec 31, 2024
Average account balance
$85,310 across 898 accounts
Employer contributions
$1,739,443 in plan year 2024 (18% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1992
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.66 million went into the plan in contributions, $1.74 million of it from the employer (18%).
  • $7.42 million was paid out to participants.
  • Investment and other income added $8.18 million.
  • Administrative expenses were $169,678, about $189 per account.

How the Cowles Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019990$66.1 million$1.45 million$3.97 million
2020993$72.5 million$1.52 million$6.49 million
20211,008$78.4 million$1.56 million$9.63 million
2022984$62.5 million$1.61 million$7.59 million
2023986$66.4 million$1.60 million$9.92 million
20241,005$76.6 million$1.74 million$7.42 million

Cowles Company 401(k) Contact Information

Phone
509-459-5212
Mailing address
999 W RIVERSIDE AVE, SPOKANE WA 992011006
Plan sponsor
COWLES COMPANY
Employer identification number (EIN)
91-0420030
Plan number
002

Questions about the Cowles Company 401(k)

Does Cowles Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.74 million, 18% of all contributions.

Does the Cowles Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cowles Company 401(k) plan?

1,005 participants at the start of plan year 2024, 652 of them active employees, and 264 former employees who still had money in the plan.

What is the average 401(k) balance at Cowles Company?

About $85,310 per account: $76.6 million in plan assets across 898 accounts with a balance at the end of plan year 2024.

Who manages the Cowles Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cowles Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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