Cracker Barrel Old Country Store, Inc. 401(k) Plan: Login, Facts & Contact Information

Cracker Barrel Old Country Store, Inc. 401(k) Plan Facts

Plan name
CRACKER BARREL OLD COUNTRY STORE, INC. AND AFFILIATES EMPLOYEE SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CRACKER BARREL OLD COUNTRY STORE, INC.
Participants
57,597 (55,974 active employees)
Former employees with a balance
1,196
Plan assets
$225,276,273 at Dec 31, 2024
Average account balance
$29,310 across 7,686 accounts
Employer contributions
$5,609,915 in plan year 2024 (23% of all contributions)
Recordkeeper
Merrill Lynch, Pierce, Fenner And S
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 1987
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $24.3 million went into the plan in contributions, $5.61 million of it from the employer (23%).
  • $24.6 million was paid out to participants.
  • Investment and other income added $23.5 million.
  • Administrative expenses were $462,332, about $60 per account.

How the Cracker Barrel Old Country Store, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201956,583$186.2 million$5.01 million$19.3 million
202061,234$194.7 million$2.73 million$30.9 million
202157,310$216.1 million$4.52 million$22.4 million
202257,964$179.5 million$4.64 million$20.7 million
202360,410$202.4 million$4.96 million$26.9 million
202457,597$225.3 million$5.61 million$24.6 million

Cracker Barrel Old Country Store, Inc. 401(k) Contact Information

Phone
615-444-5533
Mailing address
305 HARTMANN DRIVE, LEBANON TN 37087
Plan sponsor
CRACKER BARREL OLD COUNTRY STORE, INC.
Employer identification number (EIN)
62-0812904
Plan number
001

Questions about the Cracker Barrel Old Country Store, Inc. 401(k)

Does Cracker Barrel Old Country Store, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.61 million, 23% of all contributions.

Does the Cracker Barrel Old Country Store, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cracker Barrel Old Country Store, Inc 401(k) plan?

57,597 participants at the start of plan year 2024, 55,974 of them active employees, and 1,196 former employees who still had money in the plan.

What is the average 401(k) balance at Cracker Barrel Old Country Store, Inc?

About $29,310 per account: $225.3 million in plan assets across 7,686 accounts with a balance at the end of plan year 2024.

Who manages the Cracker Barrel Old Country Store, Inc 401(k) accounts?

Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH, PIERCE, FENNER AND S) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cracker Barrel Old Country Store, Inc. How do I access my 401(k)?

Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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