Creative Dining Services, Inc. 401(k) Plan: Login, Facts & Contact Information

Creative Dining Services, Inc. 401(k) Plan Facts

Plan name
CREATIVE DINING SERVICES, INC. RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CREATIVE DINING SERVICES, INC.
Participants
1,262 (953 active employees)
Former employees with a balance
200
Plan assets
$18,528,920 at Dec 31, 2024
Average account balance
$27,614 across 671 accounts
Employer contributions
$599,636 in plan year 2024 (24% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1993
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.53 million went into the plan in contributions, $599,636 of it from the employer (24%).
  • $1.54 million was paid out to participants.
  • Investment and other income added $1.82 million.
  • Administrative expenses were $83,845, about $125 per account.

How the Creative Dining Services, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,403$16.7 million$254,473$2.60 million
20201,380$18.3 million$195,416$1.58 million
20211,337$18.5 million$193,693$3.15 million
2022960$14.0 million$267,970$3.13 million
20231,173$15.8 million$456,377$2.18 million
20241,262$18.5 million$599,636$1.54 million

Creative Dining Services, Inc. 401(k) Contact Information

Phone
616-931-3022
Mailing address
ONE ROYAL PARK DRIVE, SUITE 3, ZEELAND MI 49464
Plan sponsor
CREATIVE DINING SERVICES, INC.
Employer identification number (EIN)
38-2915451
Plan number
001

Questions about the Creative Dining Services, Inc. 401(k)

Does Creative Dining Services, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $599,636, 24% of all contributions.

Does the Creative Dining Services, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Creative Dining Services, Inc 401(k) plan?

1,262 participants at the start of plan year 2024, 953 of them active employees, and 200 former employees who still had money in the plan.

What is the average 401(k) balance at Creative Dining Services, Inc?

About $27,614 per account: $18.5 million in plan assets across 671 accounts with a balance at the end of plan year 2024.

Who manages the Creative Dining Services, Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Creative Dining Services, Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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