Credit Karma, Inc. 401(k) Plan: Login, Facts & Contact Information

Credit Karma, Inc. 401(k) Plan Facts

Plan name
CREDIT KARMA, LLC RETIREMENT TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CREDIT KARMA, LLC
Participants
2,123 (1,536 active employees)
Former employees with a balance
589
Plan assets
$359,295,823 at Dec 31, 2024
Average account balance
$170,930 across 2,102 accounts
Employer contributions
$17,727,560 in plan year 2024 (35% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2010
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Mar 26, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $51.2 million went into the plan in contributions, $17.7 million of it from the employer (35%).
  • $11.6 million was paid out to participants.
  • Investment and other income added $47.5 million.
  • Administrative expenses were $237,835, about $113 per account.

How the Credit Karma, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,248$85.6 million$10.1 million$4.70 million
20201,489$130.5 million$11.2 million$5.04 million
20211,784$179.5 million$12.0 million$9.89 million
20221,730$188.4 million$16.4 million$5.38 million
20232,560$272.5 million$18.0 million$7.16 million
20242,123$359.3 million$17.7 million$11.6 million

Credit Karma, Inc. 401(k) Contact Information

Phone
415-503-9768
Mailing address
1100 BROADWAY, SUITE 1800, OAKLAND CA 94607
Plan sponsor
CREDIT KARMA, LLC
Employer identification number (EIN)
26-0451139
Plan number
001

Questions about the Credit Karma, Inc. 401(k)

Does Credit Karma, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $17.7 million, 35% of all contributions.

Does the Credit Karma, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Credit Karma, Inc 401(k) plan?

2,123 participants at the start of plan year 2024, 1,536 of them active employees, and 589 former employees who still had money in the plan.

What is the average 401(k) balance at Credit Karma, Inc?

About $170,930 per account: $359.3 million in plan assets across 2,102 accounts with a balance at the end of plan year 2024.

Who manages the Credit Karma, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Credit Karma, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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