Cross Sound Ferry & Companies 401(k) Plan: Login, Facts & Contact Information

Cross Sound Ferry & Companies 401(k) Plan Facts

Plan name
CROSS SOUND FERRY & COMPANIES 401(K) / PS PLAN
Plan type
401(k) and profit sharing
Plan sponsor
CROSS SOUND FERRY & COMPANIES
Participants
399 (278 active employees)
Former employees with a balance
52
Plan assets
$40,262,867 at Dec 31, 2024
Average account balance
$145,880 across 276 accounts
Employer contributions
$964,849 in plan year 2024 (43% of all contributions)
Recordkeeper
Ascensus Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1990
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.27 million went into the plan in contributions, $964,849 of it from the employer (43%).
  • $2.25 million was paid out to participants.
  • Investment and other income added $3.49 million.
  • Administrative expenses were $68,020, about $246 per account.

How the Cross Sound Ferry & Companies 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019352$29.2 million$728,443$1.25 million
2020371$32.2 million$379,647$2.39 million
2021364$37.7 million$726,309$1.51 million
2022364$31.8 million$963,536$1.65 million
2023388$36.9 million$1.03 million$1.52 million
2024399$40.3 million$964,849$2.25 million

Cross Sound Ferry & Companies 401(k) Contact Information

Phone
860-443-7394
Mailing address
2 FERRY STREET P.O BOX 33, NEW LONDON CT 06320
Plan sponsor
CROSS SOUND FERRY & COMPANIES
Employer identification number (EIN)
06-0918288
Plan number
002

Questions about the Cross Sound Ferry & Companies 401(k)

Does Cross Sound Ferry & Companies contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $964,849 in employer contributions for plan year 2024.

Does the Cross Sound Ferry & Companies 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cross Sound Ferry & Companies 401(k) plan?

399 participants at the start of plan year 2024, 278 of them active employees, and 52 former employees who still had money in the plan.

What is the average 401(k) balance at Cross Sound Ferry & Companies?

About $145,880 per account: $40.3 million in plan assets across 276 accounts with a balance at the end of plan year 2024.

Who manages the Cross Sound Ferry & Companies 401(k) accounts?

Ascensus (listed on the filing as ASCENSUS LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cross Sound Ferry & Companies. How do I access my 401(k)?

Your account stays with Ascensus after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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