Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc. 401(k) Plan: Login, Facts & Contact Information

Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc. 401(k) Plan Facts

Plan name
CROSSROADS BUILDING SUPPLY 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
DEROCHE BUILDING SUPPLY, INC. DBA CROSSROADS BUILDING SUPPLY, INC.
Participants
244 (213 active employees)
Former employees with a balance
8
Plan assets
$2,535,442 at Dec 31, 2024
Average account balance
$16,149 across 157 accounts
Employer contributions
$64,359 in plan year 2024 (11% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 2018
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 26, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $611,793 went into the plan in contributions, $64,359 of it from the employer (11%).
  • $408,376 was paid out to participants.
  • Investment and other income added $246,327.
  • Administrative expenses were $6,904, about $44 per account.

How the Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019187$518,402$42,684$31,196
2020255$884,592$54,782$93,502
2021215$1.28 million$45,798$131,888
2022246$1.40 million$60,659$145,938
2023247$2.09 million$59,442$116,630
2024244$2.54 million$64,359$408,376

Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc. 401(k) Contact Information

Phone
630-426-1742
Mailing address
17W220 22ND STREET, SUITE 200, OAKBROOK TERRACE IL 601814745
Plan sponsor
DEROCHE BUILDING SUPPLY, INC. DBA CROSSROADS BUILDING SUPPLY, INC.
Employer identification number (EIN)
47-1649833
Plan number
001

Questions about the Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc. 401(k)

Does Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $64,359, 11% of all contributions.

Does the Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc 401(k) plan?

244 participants at the start of plan year 2024, 213 of them active employees, and 8 former employees who still had money in the plan.

What is the average 401(k) balance at Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc?

About $16,149 per account: $2.54 million in plan assets across 157 accounts with a balance at the end of plan year 2024.

Who manages the Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Deroche Building Supply, Inc. Dba Crossroads Building Supply, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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