Dfcu Financial 401(k) Plan: Login, Facts & Contact Information

Dfcu Financial 401(k) Plan Facts

Plan name
DFCU FINANCIAL 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
DFCU FINANCIAL
Participants
800 (626 active employees)
Former employees with a balance
195
Plan assets
$130,706,755 at Dec 31, 2024
Average account balance
$161,966 across 807 accounts
Employer contributions
$3,479,729 in plan year 2024 (40% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1983
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.71 million went into the plan in contributions, $3.48 million of it from the employer (40%).
  • $12.9 million was paid out to participants.
  • Investment and other income added $17.5 million.
  • Administrative expenses were $25,656, about $32 per account.

How the Dfcu Financial 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019711$94.9 million$2.35 million$5.82 million
2020678$107.9 million$2.31 million$8.41 million
2021675$120.0 million$2.47 million$9.48 million
2022690$97.0 million$2.73 million$8.04 million
2023694$117.4 million$3.29 million$9.88 million
2024800$130.7 million$3.48 million$12.9 million

Dfcu Financial 401(k) Contact Information

Phone
313-336-2700
Mailing address
400 TOWN CENTER DRIVE, DEARBORN MI 481262753
Plan sponsor
DFCU FINANCIAL
Employer identification number (EIN)
38-1350130
Plan number
002

Questions about the Dfcu Financial 401(k)

Does Dfcu Financial contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.48 million, 40% of all contributions.

Does the Dfcu Financial 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Dfcu Financial 401(k) plan?

800 participants at the start of plan year 2024, 626 of them active employees, and 195 former employees who still had money in the plan.

What is the average 401(k) balance at Dfcu Financial?

About $161,966 per account: $130.7 million in plan assets across 807 accounts with a balance at the end of plan year 2024.

Who manages the Dfcu Financial 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Dfcu Financial. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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