Digital Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Digital Federal Credit Union 401(k) Plan Facts

Plan name
DIGITAL FEDERAL CREDIT UNION 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
DIGITAL FEDERAL CREDIT UNION
Participants
2,648 (1,737 active employees)
Former employees with a balance
513
Plan assets
$221,334,289 at Dec 31, 2024
Average account balance
$96,442 across 2,295 accounts
Employer contributions
$7,942,979 in plan year 2024 (40% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $19.8 million went into the plan in contributions, $7.94 million of it from the employer (40%).
  • $16.0 million was paid out to participants.
  • Investment and other income added $26.8 million.
  • Administrative expenses were $407,734, about $178 per account.

How the Digital Federal Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,866$125.5 million$5.90 million$6.94 million
20202,055$156.7 million$7.26 million$6.15 million
20212,245$181.7 million$7.77 million$13.9 million
20222,252$154.3 million$7.79 million$11.8 million
20232,470$191.1 million$8.77 million$11.5 million
20242,648$221.3 million$7.94 million$16.0 million

Digital Federal Credit Union 401(k) Contact Information

Phone
508-804-9375
Mailing address
853 DONALD LYNCH BOULEVARD, MARLBOROUGH MA 01752
Plan sponsor
DIGITAL FEDERAL CREDIT UNION
Employer identification number (EIN)
04-2683316
Plan number
002

Questions about the Digital Federal Credit Union 401(k)

Does Digital Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $7.94 million, 40% of all contributions.

Does the Digital Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Digital Federal Credit Union 401(k) plan?

2,648 participants at the start of plan year 2024, 1,737 of them active employees, and 513 former employees who still had money in the plan.

What is the average 401(k) balance at Digital Federal Credit Union?

About $96,442 per account: $221.3 million in plan assets across 2,295 accounts with a balance at the end of plan year 2024.

Who manages the Digital Federal Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Digital Federal Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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