Don Roberto Jewelers Inc 401(k) Plan: Login, Facts & Contact Information

Don Roberto Jewelers Inc 401(k) Plan Facts

Plan name
DRJ 401(K)
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
DON ROBERTO JEWELERS INC
Participants
669 (578 active employees)
Former employees with a balance
60
Plan assets
$15,126,926 at Dec 31, 2024
Average account balance
$24,281 across 623 accounts
Employer contributions
$744,381 in plan year 2024 (29% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1994
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.54 million went into the plan in contributions, $744,381 of it from the employer (29%).
  • $1.19 million was paid out to participants.
  • Investment and other income added $1.28 million.
  • Administrative expenses were $20,389, about $33 per account.

How the Don Roberto Jewelers Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019384$7.78 million$310,653$622,673
2020407$8.45 million$257,088$808,271
2021463$9.96 million$381,241$616,639
2022488$10.00 million$549,874$425,321
2023555$12.5 million$606,183$468,703
2024669$15.1 million$744,381$1.19 million

Don Roberto Jewelers Inc 401(k) Contact Information

Phone
949-361-6700
Mailing address
205 AVENIDA FABRICANTE, SAN CLEMENTE CA 926727531
Plan sponsor
DON ROBERTO JEWELERS INC
Employer identification number (EIN)
33-0407269
Plan number
001

Questions about the Don Roberto Jewelers Inc 401(k)

Does Don Roberto Jewelers Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $744,381, 29% of all contributions.

Does the Don Roberto Jewelers Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Don Roberto Jewelers Inc 401(k) plan?

669 participants at the start of plan year 2024, 578 of them active employees, and 60 former employees who still had money in the plan.

What is the average 401(k) balance at Don Roberto Jewelers Inc?

About $24,281 per account: $15.1 million in plan assets across 623 accounts with a balance at the end of plan year 2024.

Who manages the Don Roberto Jewelers Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Don Roberto Jewelers Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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