Dover Saddlery 401(k) Plan: Login, Facts & Contact Information

Dover Saddlery 401(k) Plan Facts

Plan name
DOVER SADDLERY, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
DOVER SADDLERY, INC.
Participants
546 (603 active employees)
Former employees with a balance
41
Plan assets
$11,500,655 at Dec 31, 2024
Average account balance
$103,610 across 111 accounts
Recordkeeper
Fidelity Workplace Services, Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1983
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 20, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $433,725 went into the plan in contributions.
  • $770,724 was paid out to participants.
  • Investment and other income added $1.96 million.
  • Administrative expenses were $10,728, about $97 per account.

How the Dover Saddlery 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019723$6.56 million$0$269,289
2020572$8.46 million$0$441,926
2021483$9.74 million$0$647,737
2022500$7.73 million$90,691$120,790
2023588$9.93 million$13,513$205,023
2024546$11.5 million$0$770,724

Dover Saddlery 401(k) Contact Information

Phone
978-982-8062
Mailing address
525 GREAT ROAD, LITTLETON MA 01460
Plan sponsor
DOVER SADDLERY, INC.
Plan administrator
FIDELITY WORKPLACE SERVICES LLC
Employer identification number (EIN)
04-2566699
Plan number
001

Questions about the Dover Saddlery 401(k)

Does Dover Saddlery contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Dover Saddlery 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Dover Saddlery 401(k) plan?

546 participants at the start of plan year 2024, 603 of them active employees, and 41 former employees who still had money in the plan.

What is the average 401(k) balance at Dover Saddlery?

About $103,610 per account: $11.5 million in plan assets across 111 accounts with a balance at the end of plan year 2024.

Who manages the Dover Saddlery 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY WORKPLACE SERVICES, LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Dover Saddlery. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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