Downs Food Group Inc. 401(k) Plan: Login, Facts & Contact Information

Downs Food Group Inc. 401(k) Plan Facts

Plan name
DOWNS FOOD GROUP COLLECTIVE BARGAINING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
DOWNS FOOD GROUP INC.
Participants
669 (436 active employees)
Former employees with a balance
61
Plan assets
$1,106,886 at Dec 31, 2024
Average account balance
$6,668 across 166 accounts
Employer contributions
$30,143 in plan year 2024 (14% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2017
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $210,329 went into the plan in contributions, $30,143 of it from the employer (14%).
  • $123,261 was paid out to participants.
  • Investment and other income added $89,884.
  • Administrative expenses were $8,118, about $49 per account.

How the Downs Food Group Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019477$341,031$0$9,351
2020528$517,514$23,419$47,203
2021515$760,200$32,878$26,824
2022561$759,952$30,542$69,419
2023595$938,052$31,380$131,917
2024669$1.11 million$30,143$123,261

Downs Food Group Inc. 401(k) Contact Information

Phone
507-387-3663
Mailing address
54934 210TH LANE, MANKATO MN 56001
Plan sponsor
DOWNS FOOD GROUP INC.
Employer identification number (EIN)
45-4335765
Plan number
001

Questions about the Downs Food Group Inc. 401(k)

Does Downs Food Group Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $30,143, 14% of all contributions.

Does the Downs Food Group Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Downs Food Group Inc 401(k) plan?

669 participants at the start of plan year 2024, 436 of them active employees, and 61 former employees who still had money in the plan.

What is the average 401(k) balance at Downs Food Group Inc?

About $6,668 per account: $1.11 million in plan assets across 166 accounts with a balance at the end of plan year 2024.

Who manages the Downs Food Group Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Downs Food Group Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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