Eastern Band Of Cherokee Indians 401(k) Plan: Login, Facts & Contact Information

Eastern Band Of Cherokee Indians 401(k) Plan Facts

Plan name
EASTERN BAND OF CHEROKEE INDIANS 401(K) SAVINGS & RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
EASTERN BAND OF CHEROKEE INDIANS
Participants
88 (41 active employees)
Plan assets
$3,688,931 at Dec 31, 2024
Average account balance
$43,916 across 84 accounts
Employer contributions
$121,635 in plan year 2024 (46% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500-SF for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $262,229 went into the plan in contributions, $121,635 of it from the employer (46%).
  • $588,739 was paid out to participants.
  • Investment and other income added $371,781.

How the Eastern Band Of Cherokee Indians 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201954$2.85 million$56,232$108,705
202058$3.01 million$75,855$361,655
202175$3.44 million$81,337$118,107
202281$3.09 million$101,950$84,661
202379$3.67 million$115,741$84,233
202488$3.69 million$121,635$588,739

Eastern Band Of Cherokee Indians 401(k) Contact Information

Phone
828-359-6388
Mailing address
PO BOX 554, CHEROKEE NC 28719
Plan sponsor
EASTERN BAND OF CHEROKEE INDIANS
Employer identification number (EIN)
56-0572090
Plan number
001

Questions about the Eastern Band Of Cherokee Indians 401(k)

Does Eastern Band Of Cherokee Indians contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $121,635, 46% of all contributions.

Does the Eastern Band Of Cherokee Indians 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Eastern Band Of Cherokee Indians 401(k) plan?

88 participants at the start of plan year 2024, 41 of them active employees.

What is the average 401(k) balance at Eastern Band Of Cherokee Indians?

About $43,916 per account: $3.69 million in plan assets across 84 accounts with a balance at the end of plan year 2024.

Who manages the Eastern Band Of Cherokee Indians 401(k) accounts?

BPS&M LLC is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Eastern Band Of Cherokee Indians. How do I access my 401(k)?

Your account stays with BPS&M LLC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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