Efcu Financial Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Efcu Financial Federal Credit Union 401(k) Plan Facts

Plan name
EFCU FINANCIAL FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
EFCU FINANCIAL FEDERAL CREDIT UNION
Participants
148 (128 active employees)
Former employees with a balance
19
Plan assets
$11,939,601 at Dec 31, 2024
Average account balance
$83,494 across 143 accounts
Employer contributions
$600,842 in plan year 2024 (48% of all contributions)
Recordkeeper
Cmfg Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.24 million went into the plan in contributions, $600,842 of it from the employer (48%).
  • $655,279 was paid out to participants.
  • Investment and other income added $1.70 million.
  • Administrative expenses were $52,284, about $366 per account.

How the Efcu Financial Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019121$7.10 million$311,249$523,051
2020116$8.84 million$401,995$213,614
2021121$10.0 million$408,006$922,288
2022129$8.54 million$467,542$703,476
2023137$9.71 million$549,093$1.50 million
2024148$11.9 million$600,842$655,279

Efcu Financial Federal Credit Union 401(k) Contact Information

Phone
800-963-3328
Mailing address
ACCOUNTS PAYABLE 10719 AIRLINE HWY, BATON ROUGE LA 708164213
Plan sponsor
EFCU FINANCIAL FEDERAL CREDIT UNION
Employer identification number (EIN)
72-0433727
Plan number
033

Questions about the Efcu Financial Federal Credit Union 401(k)

Does Efcu Financial Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $600,842, 48% of all contributions.

Does the Efcu Financial Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Efcu Financial Federal Credit Union 401(k) plan?

148 participants at the start of plan year 2024, 128 of them active employees, and 19 former employees who still had money in the plan.

What is the average 401(k) balance at Efcu Financial Federal Credit Union?

About $83,494 per account: $11.9 million in plan assets across 143 accounts with a balance at the end of plan year 2024.

Who manages the Efcu Financial Federal Credit Union 401(k) accounts?

CMFG LIFE INSURANCE COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Efcu Financial Federal Credit Union. How do I access my 401(k)?

Your account stays with CMFG LIFE INSURANCE COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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