Ej Usa, Inc. 401(k) Plan: Login, Facts & Contact Information

Ej Usa, Inc. 401(k) Plan Facts

Plan name
EJ USA, INC. 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
EJ USA, INC.
Participants
1,574 (1,410 active employees)
Former employees with a balance
167
Plan assets
$240,462,588 at Dec 31, 2024
Average account balance
$153,259 across 1,569 accounts
Employer contributions
$6,457,479 in plan year 2024 (35% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1990
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $18.3 million went into the plan in contributions, $6.46 million of it from the employer (35%).
  • $17.5 million was paid out to participants.
  • Investment and other income added $29.0 million.
  • Administrative expenses were $181,933, about $116 per account.

How the Ej Usa, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,538$156.2 million$4.82 million$12.9 million
20201,568$180.4 million$4.89 million$13.5 million
20211,590$215.6 million$3.92 million$14.1 million
20221,494$180.3 million$5.03 million$17.4 million
20231,630$210.9 million$6.65 million$16.9 million
20241,574$240.5 million$6.46 million$17.5 million

Ej Usa, Inc. 401(k) Contact Information

Phone
231-536-2261
Mailing address
301 SPRING ST., EAST JORDAN MI 497275128
Plan sponsor
EJ USA, INC.
Plan administrator
EJ RETIREMENT PLAN COMMITTEE
Employer identification number (EIN)
38-1434427
Plan number
005

Questions about the Ej Usa, Inc. 401(k)

Does Ej Usa, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $6.46 million, 35% of all contributions.

Does the Ej Usa, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ej Usa, Inc 401(k) plan?

1,574 participants at the start of plan year 2024, 1,410 of them active employees, and 167 former employees who still had money in the plan.

What is the average 401(k) balance at Ej Usa, Inc?

About $153,259 per account: $240.5 million in plan assets across 1,569 accounts with a balance at the end of plan year 2024.

Who manages the Ej Usa, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ej Usa, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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