El Pollo Loco, Inc. 401(k) Plan: Login, Facts & Contact Information

El Pollo Loco, Inc. 401(k) Plan Facts

Plan name
EL POLLO LOCO, INC. 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
EL POLLO LOCO, INC.
Participants
2,859 (2,820 active employees)
Former employees with a balance
134
Plan assets
$27,924,679 at Dec 31, 2024
Average account balance
$58,420 across 478 accounts
Employer contributions
$877,549 in plan year 2024 (32% of all contributions)
Recordkeeper
Transamerica Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2000
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.76 million went into the plan in contributions, $877,549 of it from the employer (32%).
  • $4.48 million was paid out to participants.
  • Investment and other income added $3.18 million.
  • Administrative expenses were $48,919, about $102 per account.

How the El Pollo Loco, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,010$22.9 million$822,329$1.29 million
20203,294$25.3 million$765,754$2.69 million
20213,158$29.2 million$763,090$2.10 million
20222,851$23.7 million$838,828$3.48 million
20232,911$26.5 million$828,597$3.59 million
20242,859$27.9 million$877,549$4.48 million

El Pollo Loco, Inc. 401(k) Contact Information

Phone
714-599-5112
Mailing address
3535 HARBOR BOULEVARD SUITE 100, COSTA MESA CA 92626
Plan sponsor
EL POLLO LOCO, INC.
Employer identification number (EIN)
33-0377527
Plan number
002

Questions about the El Pollo Loco, Inc. 401(k)

Does El Pollo Loco, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $877,549, 32% of all contributions.

Does the El Pollo Loco, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the El Pollo Loco, Inc 401(k) plan?

2,859 participants at the start of plan year 2024, 2,820 of them active employees, and 134 former employees who still had money in the plan.

What is the average 401(k) balance at El Pollo Loco, Inc?

About $58,420 per account: $27.9 million in plan assets across 478 accounts with a balance at the end of plan year 2024.

Who manages the El Pollo Loco, Inc 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at El Pollo Loco, Inc. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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