Elo, Incorporated T/a The Gramon School 401(k) Plan: Login, Facts & Contact Information

Elo, Incorporated T/a The Gramon School 401(k) Plan Facts

Plan name
GRAMON & AFFILIATES PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ELO, INCORPORATED T/A THE GRAMON SCHOOL
Participants
512 (347 active employees)
Former employees with a balance
146
Plan assets
$26,250,132 at Jun 30, 2025
Average account balance
$53,572 across 490 accounts
Employer contributions
$491,376 in plan year 2024 (37% of all contributions)
Recordkeeper
Benefit Plans Admin Services, Inc.
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jul 1, 1984
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Apr 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.32 million went into the plan in contributions, $491,376 of it from the employer (37%).
  • $2.34 million was paid out to participants.
  • Investment and other income added $2.60 million.
  • Administrative expenses were $149,103, about $304 per account.

How the Elo, Incorporated T/a The Gramon School 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019454$17.4 million$456,932$936,930
2020439$23.2 million$441,298$560,368
2021438$20.4 million$1.41 million$1.69 million
2022453$22.3 million$430,537$1.39 million
2023464$24.8 million$458,451$1.56 million
2024512$26.3 million$491,376$2.34 million

Elo, Incorporated T/a The Gramon School 401(k) Contact Information

Phone
973-808-6279
Mailing address
20 JUST ROAD 2ND FLOOR, FAIRFIELD NJ 070043304
Plan sponsor
ELO, INCORPORATED T/A THE GRAMON SCHOOL
Employer identification number (EIN)
22-3177795
Plan number
001

Questions about the Elo, Incorporated T/a The Gramon School 401(k)

Does Elo, Incorporated T/a The Gramon School contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $491,376, 37% of all contributions.

Does the Elo, Incorporated T/a The Gramon School 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Elo, Incorporated T/a The Gramon School 401(k) plan?

512 participants at the start of plan year 2024, 347 of them active employees, and 146 former employees who still had money in the plan.

What is the average 401(k) balance at Elo, Incorporated T/a The Gramon School?

About $53,572 per account: $26.3 million in plan assets across 490 accounts with a balance at the end of plan year 2024.

Who manages the Elo, Incorporated T/a The Gramon School 401(k) accounts?

BENEFIT PLANS ADMIN SERVICES, INC. is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Elo, Incorporated T/a The Gramon School. How do I access my 401(k)?

Your account stays with BENEFIT PLANS ADMIN SERVICES, INC. after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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