Embrey Development Company 401(k) Plan: Login, Facts & Contact Information

Embrey Development Company 401(k) Plan Facts

Plan name
THE ONE EMBREY 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
EMBREY DEVELOPMENT COMPANY
Participants
614 (596 active employees)
Former employees with a balance
106
Plan assets
$21,198,921 at Dec 31, 2024
Average account balance
$56,380 across 376 accounts
Employer contributions
$989,366 in plan year 2024 (30% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 1, 1978
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.29 million went into the plan in contributions, $989,366 of it from the employer (30%).
  • $2.97 million was paid out to participants.
  • Investment and other income added $2.64 million.
  • Administrative expenses were $73,177, about $195 per account.

How the Embrey Development Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019146$8.20 million$293,879$349,353
2020179$9.34 million$321,162$1.40 million
2021174$12.2 million$372,959$570,221
2022198$10.9 million$564,620$1.47 million
2023266$18.3 million$804,747$1.20 million
2024614$21.2 million$989,366$2.97 million

Embrey Development Company 401(k) Contact Information

Phone
210-824-6044
Mailing address
7600 BROADWAY SUITE 300, SAN ANTONIO TX 78209
Plan sponsor
EMBREY DEVELOPMENT COMPANY
Employer identification number (EIN)
74-2652722
Plan number
001

Questions about the Embrey Development Company 401(k)

Does Embrey Development Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $989,366, 30% of all contributions.

Does the Embrey Development Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Embrey Development Company 401(k) plan?

614 participants at the start of plan year 2024, 596 of them active employees, and 106 former employees who still had money in the plan.

What is the average 401(k) balance at Embrey Development Company?

About $56,380 per account: $21.2 million in plan assets across 376 accounts with a balance at the end of plan year 2024.

Who manages the Embrey Development Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Embrey Development Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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