Emirates Usa 401(k) Plan: Login, Facts & Contact Information

Emirates Usa 401(k) Plan Facts

Plan name
EMIRATES RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
EMIRATES USA
Participants
396 (302 active employees)
Former employees with a balance
124
Plan assets
$48,107,361 at Dec 31, 2024
Average account balance
$117,050 across 411 accounts
Employer contributions
$1,809,194 in plan year 2024 (45% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.01 million went into the plan in contributions, $1.81 million of it from the employer (45%).
  • $5.34 million was paid out to participants.
  • Investment and other income added $7.29 million.
  • Administrative expenses were $71,727, about $175 per account.

How the Emirates Usa 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019466$43.7 million$1.61 million$3.46 million
2020435$40.2 million$855,260$12.4 million
2021378$45.0 million$930,583$3.37 million
2022349$35.1 million$1.11 million$3.92 million
2023367$42.2 million$1.45 million$3.51 million
2024396$48.1 million$1.81 million$5.34 million

Emirates Usa 401(k) Contact Information

Phone
212-471-2470
Mailing address
55 EAST 59TH STREET 5TH FLOOR, NEW YORK NY 10022
Plan sponsor
EMIRATES USA
Employer identification number (EIN)
98-0156351
Plan number
001

Questions about the Emirates Usa 401(k)

Does Emirates Usa contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.81 million, 45% of all contributions.

Does the Emirates Usa 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Emirates Usa 401(k) plan?

396 participants at the start of plan year 2024, 302 of them active employees, and 124 former employees who still had money in the plan.

What is the average 401(k) balance at Emirates Usa?

About $117,050 per account: $48.1 million in plan assets across 411 accounts with a balance at the end of plan year 2024.

Who manages the Emirates Usa 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Emirates Usa. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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