Enstructure Llc 401(k) Plan: Login, Facts & Contact Information

Enstructure Llc 401(k) Plan Facts

Plan name
ENSTRUCTURE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ENSTRUCTURE LLC
Participants
1,346 (1,438 active employees)
Former employees with a balance
217
Plan assets
$30,621,941 at Dec 31, 2024
Average account balance
$31,439 across 974 accounts
Employer contributions
$3,043,205 in plan year 2024 (46% of all contributions)
Recordkeeper
Merrill Lynch, Pierce, Fenner And S
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.64 million went into the plan in contributions, $3.04 million of it from the employer (46%).
  • $3.92 million was paid out to participants.
  • Investment and other income added $2.94 million.
  • Administrative expenses were $17,067, about $18 per account.

How the Enstructure Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019159$7.42 million$0$2.01 million
2020295$10.2 million$360,495$2.23 million
2021559$13.0 million$692,761$3.92 million
2022817$17.8 million$1.08 million$1.35 million
2023938$25.0 million$1.44 million$1.94 million
20241,346$30.6 million$3.04 million$3.92 million

Enstructure Llc 401(k) Contact Information

Phone
781-591-3643
Mailing address
16 LAUREL AVENUE, SUITE 300, WELLESLEY MA 02481
Plan sponsor
ENSTRUCTURE LLC
Employer identification number (EIN)
81-3444562
Plan number
001

Questions about the Enstructure Llc 401(k)

Does Enstructure Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.04 million, 46% of all contributions.

Does the Enstructure Llc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Enstructure Llc 401(k) plan?

1,346 participants at the start of plan year 2024, 1,438 of them active employees, and 217 former employees who still had money in the plan.

What is the average 401(k) balance at Enstructure Llc?

About $31,439 per account: $30.6 million in plan assets across 974 accounts with a balance at the end of plan year 2024.

Who manages the Enstructure Llc 401(k) accounts?

Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH, PIERCE, FENNER AND S) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Enstructure Llc. How do I access my 401(k)?

Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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