Esp Associates, Inc. 401(k) Plan: Login, Facts & Contact Information
Esp Associates, Inc. 401(k) Login
224 former Esp Associates, Inc. employees still have money in this plan.
We don't have a verified login link for this plan's recordkeeper (Morgan Stanley Smith Barney). Beagle can locate your account.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Esp Associates, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $6.07 million went into the plan in contributions, $1.88 million of it from the employer (31%).
- $5.26 million was paid out to participants.
- Investment and other income added $5.09 million.
- Administrative expenses were $89,323, about $114 per account.
How the Esp Associates, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 466 | $17.1 million | $271,183 | $586,803 |
| 2020 | 483 | $20.3 million | $118,920 | $1.29 million |
| 2021 | 436 | $30.1 million | $175,054 | $1.93 million |
| 2022 | 589 | $25.1 million | — | $2.44 million |
| 2023 | 731 | $36.3 million | $1.98 million | $3.43 million |
| 2024 | 814 | $42.1 million | $1.88 million | $5.26 million |
Esp Associates, Inc. 401(k) Contact Information
Questions about the Esp Associates, Inc. 401(k)
Does Esp Associates, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.88 million, 31% of all contributions.
Does the Esp Associates, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Esp Associates, Inc 401(k) plan?
814 participants at the start of plan year 2024, 568 of them active employees, and 224 former employees who still had money in the plan.
What is the average 401(k) balance at Esp Associates, Inc?
About $53,965 per account: $42.1 million in plan assets across 781 accounts with a balance at the end of plan year 2024.
Who manages the Esp Associates, Inc 401(k) accounts?
MORGAN STANLEY SMITH BARNEY is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Esp Associates, Inc. How do I access my 401(k)?
Your account stays with MORGAN STANLEY SMITH BARNEY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.