Essa Bank & Trust 401(k) Plan: Login, Facts & Contact Information

Essa Bank & Trust 401(k) Plan Facts

Plan name
ESSA BANK & TRUST 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ESSA BANK & TRUST
Participants
283 (223 active employees)
Former employees with a balance
33
Plan assets
$23,102,741 at Dec 31, 2024
Average account balance
$97,893 across 236 accounts
Employer contributions
$558,035 in plan year 2024 (29% of all contributions)
Recordkeeper
Empower Annuity Insurance Co Of Ame
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 1, 1985
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.94 million went into the plan in contributions, $558,035 of it from the employer (29%).
  • $2.09 million was paid out to participants.
  • Investment and other income added $2.23 million.
  • Administrative expenses were $76,150, about $323 per account.

How the Essa Bank & Trust 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019302$20.3 million$453,114$2.28 million
2020294$22.1 million$488,504$2.02 million
2021299$23.6 million$494,089$3.57 million
2022286$20.2 million$504,035$3.25 million
2023290$21.1 million$521,351$3.41 million
2024283$23.1 million$558,035$2.09 million

Essa Bank & Trust 401(k) Contact Information

Phone
570-421-0531
Mailing address
200 PALMER STREET, STROUDSBURG PA 18360
Plan sponsor
ESSA BANK & TRUST
Employer identification number (EIN)
24-0568185
Plan number
002

Questions about the Essa Bank & Trust 401(k)

Does Essa Bank & Trust contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $558,035, 29% of all contributions.

Does the Essa Bank & Trust 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Essa Bank & Trust 401(k) plan?

283 participants at the start of plan year 2024, 223 of them active employees, and 33 former employees who still had money in the plan.

What is the average 401(k) balance at Essa Bank & Trust?

About $97,893 per account: $23.1 million in plan assets across 236 accounts with a balance at the end of plan year 2024.

Who manages the Essa Bank & Trust 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE CO OF AME) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Essa Bank & Trust. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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