Essential Utilities, Inc. 401(k) Plan: Login, Facts & Contact Information

Essential Utilities, Inc. 401(k) Plan Facts

Plan name
ESSENTIAL UTILITIES, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ESSENTIAL UTILITIES, INC.
Participants
4,138 (3,448 active employees)
Former employees with a balance
616
Plan assets
$623,786,494 at Dec 31, 2024
Average account balance
$156,337 across 3,990 accounts
Employer contributions
$25,529,388 in plan year 2024 (44% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 2003
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $58.0 million went into the plan in contributions, $25.5 million of it from the employer (44%).
  • $54.5 million was paid out to participants.
  • Investment and other income added $62.6 million.
  • Administrative expenses were $893,098, about $224 per account.

How the Essential Utilities, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,143$259.6 million$6.43 million$18.1 million
20202,159$290.5 million$6.77 million$18.9 million
20212,190$325.7 million$7.33 million$26.0 million
20222,191$503.4 million$17.2 million$47.1 million
20234,377$558.5 million$23.2 million$57.0 million
20244,138$623.8 million$25.5 million$54.5 million

Essential Utilities, Inc. 401(k) Contact Information

Phone
610-645-4221
Mailing address
762 W. LANCASTER AVENUE, BRYN MAWR PA 19010
Plan sponsor
ESSENTIAL UTILITIES, INC.
Employer identification number (EIN)
23-1702594
Plan number
005

Questions about the Essential Utilities, Inc. 401(k)

Does Essential Utilities, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $25.5 million, 44% of all contributions.

Does the Essential Utilities, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Essential Utilities, Inc 401(k) plan?

4,138 participants at the start of plan year 2024, 3,448 of them active employees, and 616 former employees who still had money in the plan.

What is the average 401(k) balance at Essential Utilities, Inc?

About $156,337 per account: $623.8 million in plan assets across 3,990 accounts with a balance at the end of plan year 2024.

Who manages the Essential Utilities, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Essential Utilities, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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