Etoc Company, Inc. 401(k) Plan: Login, Facts & Contact Information

Etoc Company, Inc. 401(k) Plan Facts

Plan name
COTE FAMILY COMPANIES, INC. RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ETOC COMPANY, INC.
Participants
604 (420 active employees)
Former employees with a balance
64
Plan assets
$9,031,818 at Dec 31, 2024
Average account balance
$52,207 across 173 accounts
Employer contributions
$183,063 in plan year 2024 (28% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $658,158 went into the plan in contributions, $183,063 of it from the employer (28%).
  • $629,949 was paid out to participants.
  • Investment and other income added $1.10 million.
  • Administrative expenses were $8,717, about $50 per account.

How the Etoc Company, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019378$6.78 million$142,086$1.39 million
2020336$8.03 million$53,438$310,064
2021432$8.41 million$104,871$1.17 million
2022437$6.99 million$152,427$173,323
2023575$7.92 million$147,860$800,232
2024604$9.03 million$183,063$629,949

Etoc Company, Inc. 401(k) Contact Information

Phone
218-963-8771
Mailing address
23611 S. WOODWARD AVENUE, NISSWA MN 56468
Plan sponsor
ETOC COMPANY, INC.
Employer identification number (EIN)
41-0242405
Plan number
001

Questions about the Etoc Company, Inc. 401(k)

Does Etoc Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $183,063, 28% of all contributions.

Does the Etoc Company, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Etoc Company, Inc 401(k) plan?

604 participants at the start of plan year 2024, 420 of them active employees, and 64 former employees who still had money in the plan.

What is the average 401(k) balance at Etoc Company, Inc?

About $52,207 per account: $9.03 million in plan assets across 173 accounts with a balance at the end of plan year 2024.

Who manages the Etoc Company, Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Etoc Company, Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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