Family Trust Fed. Credit Union 401(k) Plan: Login, Facts & Contact Information

Family Trust Fed. Credit Union 401(k) Plan Facts

Plan name
FAMILY TRUST FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FAMILY TRUST FEDERAL CREDIT UNION
Participants
156 (165 active employees)
Former employees with a balance
66
Plan assets
$15,919,514 at Dec 31, 2024
Average account balance
$98,879 across 161 accounts
Employer contributions
$260,639 in plan year 2024 (35% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $736,868 went into the plan in contributions, $260,639 of it from the employer (35%).
  • $1.50 million was paid out to participants.
  • Investment and other income added $1.74 million.
  • Administrative expenses were $21,133, about $131 per account.

How the Family Trust Fed. Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019169$9.83 million$429,509$303,322
2020166$10.1 million$470,062$2.18 million
2021166$11.6 million$688,270$1.31 million
2022164$14.9 million$684,564$619,547
2023180$15.0 million$269,878$2.82 million
2024156$15.9 million$260,639$1.50 million

Family Trust Fed. Credit Union 401(k) Contact Information

Phone
803-367-4100
Mailing address
PO BOX 10233, ROCK HILL SC 29731
Plan sponsor
FAMILY TRUST FEDERAL CREDIT UNION
Employer identification number (EIN)
57-0400781
Plan number
033

Questions about the Family Trust Fed. Credit Union 401(k)

Does Family Trust Fed. Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $260,639, 35% of all contributions.

Does the Family Trust Fed. Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Family Trust Fed. Credit Union 401(k) plan?

156 participants at the start of plan year 2024, 165 of them active employees, and 66 former employees who still had money in the plan.

What is the average 401(k) balance at Family Trust Fed. Credit Union?

About $98,879 per account: $15.9 million in plan assets across 161 accounts with a balance at the end of plan year 2024.

Who manages the Family Trust Fed. Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Family Trust Fed. Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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