Fci Constructors, Inc. 401(k) Plan: Login, Facts & Contact Information

Fci Constructors, Inc. 401(k) Plan Facts

Plan name
FCI CONSTRUCTORS, INC. PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FCI CONSTRUCTORS, INC.
Participants
554 (432 active employees)
Former employees with a balance
88
Plan assets
$82,208,082 at Mar 31, 2025
Average account balance
$154,526 across 532 accounts
Employer contributions
$3,361,512 in plan year 2024 (59% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Apr 1, 2024 – Mar 31, 2025
Plan established
Apr 1, 1986
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Apr 1, 2024 – Mar 31, 2025), filed Sep 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.71 million went into the plan in contributions, $3.36 million of it from the employer (59%).
  • $7.90 million was paid out to participants.
  • Investment and other income added $3.82 million.
  • Administrative expenses were $113,895, about $214 per account.

How the Fci Constructors, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019451$47.3 million$3.49 million$2.12 million
2020485$69.5 million$4.12 million$2.25 million
2021489$71.0 million$3.16 million$5.56 million
2022486$67.9 million$3.20 million$3.49 million
2023563$80.7 million$4.03 million$5.19 million
2024554$82.2 million$3.36 million$7.90 million

Fci Constructors, Inc. 401(k) Contact Information

Phone
970-434-9093
Mailing address
P.O. BOX 1767, GRAND JUNCTION CO 815021767
Plan sponsor
FCI CONSTRUCTORS, INC.
Employer identification number (EIN)
84-0763878
Plan number
001

Questions about the Fci Constructors, Inc. 401(k)

Does Fci Constructors, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.36 million, 59% of all contributions.

Does the Fci Constructors, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Fci Constructors, Inc 401(k) plan?

554 participants at the start of plan year 2024, 432 of them active employees, and 88 former employees who still had money in the plan.

What is the average 401(k) balance at Fci Constructors, Inc?

About $154,526 per account: $82.2 million in plan assets across 532 accounts with a balance at the end of plan year 2024.

Who manages the Fci Constructors, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Fci Constructors, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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