Ferguson Enterprises, Llc 401(k) Plan: Login, Facts & Contact Information

Ferguson Enterprises, Llc 401(k) Plan Facts

Plan name
FERGUSON ENTERPRISES, LLC, 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FERGUSON ENTERPRISES, LLC
Participants
37,513 (30,502 active employees)
Former employees with a balance
6,405
Plan assets
$3,584,913,003 at Dec 31, 2024
Average account balance
$93,100 across 38,506 accounts
Employer contributions
$75,624,725 in plan year 2024 (26% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1986
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $292.1 million went into the plan in contributions, $75.6 million of it from the employer (26%).
  • $275.6 million was paid out to participants.
  • Investment and other income added $412.9 million.
  • Administrative expenses were $1.24 million, about $32 per account.

How the Ferguson Enterprises, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201929,795$2.23 billion$62.9 million$165.1 million
202030,256$2.61 billion$55.6 million$207.3 million
202130,306$3.02 billion$63.3 million$158.4 million
202233,938$2.63 billion$71.5 million$163.5 million
202337,002$3.16 billion$77.8 million$213.0 million
202437,513$3.58 billion$75.6 million$275.6 million

Ferguson Enterprises, Llc 401(k) Contact Information

Phone
757-223-6439
Mailing address
751 LAKEFRONT COMMONS, NEWPORT NEWS VA 23606
Plan sponsor
FERGUSON ENTERPRISES, LLC
Employer identification number (EIN)
54-1473338
Plan number
002

Questions about the Ferguson Enterprises, Llc 401(k)

Does Ferguson Enterprises, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $75.6 million, 26% of all contributions.

Does the Ferguson Enterprises, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ferguson Enterprises, Llc 401(k) plan?

37,513 participants at the start of plan year 2024, 30,502 of them active employees, and 6,405 former employees who still had money in the plan.

What is the average 401(k) balance at Ferguson Enterprises, Llc?

About $93,100 per account: $3.58 billion in plan assets across 38,506 accounts with a balance at the end of plan year 2024.

Who manages the Ferguson Enterprises, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ferguson Enterprises, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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