Fiduciary Trust Company 401(k) Plan: Login, Facts & Contact Information

Fiduciary Trust Company 401(k) Plan Facts

Plan name
FIDUCIARY TRUST COMPANY PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FIDUCIARY TRUST COMPANY
Participants
187 (162 active employees)
Former employees with a balance
33
Plan assets
$68,123,718 at Dec 31, 2024
Average account balance
$360,443 across 189 accounts
Employer contributions
$1,871,522 in plan year 2024 (42% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 10, 1957
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.46 million went into the plan in contributions, $1.87 million of it from the employer (42%).
  • $4.81 million was paid out to participants.
  • Investment and other income added $8.80 million.
  • Administrative expenses were $7,904, about $42 per account.

How the Fiduciary Trust Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019158$52.3 million$1.47 million$6.33 million
2020163$56.8 million$1.55 million$5.88 million
2021163$62.0 million$1.55 million$8.09 million
2022167$48.3 million$1.65 million$6.87 million
2023175$59.7 million$1.84 million$2.01 million
2024187$68.1 million$1.87 million$4.81 million

Fiduciary Trust Company 401(k) Contact Information

Phone
617-482-5270
Mailing address
53 STATE STREET, BOSTON MA 02109
Plan sponsor
FIDUCIARY TRUST COMPANY
Employer identification number (EIN)
04-1309690
Plan number
003

Questions about the Fiduciary Trust Company 401(k)

Does Fiduciary Trust Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.87 million, 42% of all contributions.

Does the Fiduciary Trust Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Fiduciary Trust Company 401(k) plan?

187 participants at the start of plan year 2024, 162 of them active employees, and 33 former employees who still had money in the plan.

What is the average 401(k) balance at Fiduciary Trust Company?

About $360,443 per account: $68.1 million in plan assets across 189 accounts with a balance at the end of plan year 2024.

Who manages the Fiduciary Trust Company 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Fiduciary Trust Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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