First Commercial Bank Usa 401(k) Plan: Login, Facts & Contact Information

First Commercial Bank Usa 401(k) Plan Facts

Plan name
F.C.B. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FIRST COMMERCIAL BANK USA
Participants
209 (152 active employees)
Former employees with a balance
64
Plan assets
$25,276,773 at Dec 31, 2024
Average account balance
$155,072 across 163 accounts
Employer contributions
$351,938 in plan year 2024 (26% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 2005
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.35 million went into the plan in contributions, $351,938 of it from the employer (26%).
  • $1.68 million was paid out to participants.
  • Investment and other income added $3.35 million.
  • Administrative expenses were $14,919, about $92 per account.

How the First Commercial Bank Usa 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019166$16.4 million$191,681$818,672
2020172$19.0 million$258,079$916,791
2021169$21.6 million$274,098$1.20 million
2022172$18.6 million$273,806$904,117
2023204$22.3 million$311,122$687,146
2024209$25.3 million$351,938$1.68 million

First Commercial Bank Usa 401(k) Contact Information

Phone
626-300-6000
Mailing address
200 E. MAIN STREET, ALHAMBRA CA 91801
Plan sponsor
FIRST COMMERCIAL BANK USA
Employer identification number (EIN)
95-4551814
Plan number
002

Questions about the First Commercial Bank Usa 401(k)

Does First Commercial Bank Usa contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $351,938, 26% of all contributions.

Does the First Commercial Bank Usa 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the First Commercial Bank Usa 401(k) plan?

209 participants at the start of plan year 2024, 152 of them active employees, and 64 former employees who still had money in the plan.

What is the average 401(k) balance at First Commercial Bank Usa?

About $155,072 per account: $25.3 million in plan assets across 163 accounts with a balance at the end of plan year 2024.

Who manages the First Commercial Bank Usa 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Commercial Bank Usa. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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