First Community Bancshares, Inc. 401(k) Plan: Login, Facts & Contact Information

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First Community Bancshares, Inc. 401(k) Plan Facts

Plan name

FIRST COMMUNITY BANCSHARES, INC.EMPLOYEES' PROFIT SHARING PLAN

Plan type

401(k) with employer contributions and profit sharing

Plan sponsor

FIRST COMMUNITY BANCSHARES, INC.

Participants

2,731 (2,688 active employees)

Former employees with a balance

611

Plan assets

$142,269,923 at Dec 31, 2024

Average account balance

$69,706 across 2,041 accounts

Employer contributions

$4,700,835 in plan year 2024 (42% of all contributions)

Recordkeeper

Fidelity Investments Institutional

Plan year

Jan 1, 2024 – Dec 31, 2024

Plan established

Jan 31, 1990

✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants— Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

$11.1 million went into the plan in contributions, $4.70 million of it from the employer (42%).
$10.3 million was paid out to participants.
Investment and other income added $18.9 million.
Administrative expenses were $55,472, about $27 per account.

How the First Community Bancshares, Inc. 401(k) changed, 2019–2024

Plan year	Participants	Plan assets	Employer contributions	Benefits paid
2019	2,581	$92.5 million	$3.45 million	$7.74 million
2020	2,601	$110.9 million	$3.96 million	$11.1 million
2021	2,890	$126.8 million	$4.36 million	$8.39 million
2022	2,613	$102.4 million	$4.22 million	$11.2 million
2023	2,630	$122.7 million	$4.34 million	$9.00 million
2024	2,731	$142.3 million	$4.70 million	$10.3 million

First Community Bancshares, Inc. 401(k) Contact Information

Phone

254-554-4392

Mailing address

901 E CENTRAL TEXAS EXPRESSWAY, KILLEEN TX 76541

Plan sponsor

FIRST COMMUNITY BANCSHARES, INC.

Employer identification number (EIN)

76-0035013

Plan number

002

Questions about the First Community Bancshares, Inc. 401(k)

Does First Community Bancshares, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.70 million, 42% of all contributions.

Does the First Community Bancshares, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the First Community Bancshares, Inc 401(k) plan?

2,731 participants at the start of plan year 2024, 2,688 of them active employees, and 611 former employees who still had money in the plan.

What is the average 401(k) balance at First Community Bancshares, Inc?

About $69,706 per account: $142.3 million in plan assets across 2,041 accounts with a balance at the end of plan year 2024.

Who manages the First Community Bancshares, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Community Bancshares, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.